Backpack Platinum Debit

卡片信息

权益

zh · supported

[{"icon":"wallet","text":"稳定币 + 银行即时充值"},{"icon":"market","text":"支持 ChatGPT / X Premium 等订阅"},{"icon":"plane","text":"Apple Pay / Google Pay / 微信 / 支付宝"},{"icon":"shield","text":"闲置余额自动赚 APY"}]

来源：Backpack

费用

zh · supported

[{"label":"开卡状态","value":"内测中 / 即将推出"},{"label":"充值","value":"0 磨损 / 0 手续费"},{"label":"汇率","value":"友好汇率，最终以实际结算为准"},{"label":"返现权益","value":"测试阶段占位，未来可能加持"}]

来源：Backpack

资金来源

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稳定币、银行即时充值、Backpack 账户余额

来源：Backpack

KYC 材料

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[]

来源：Backpack

卡组织

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Mastercard

来源：Backpack

网络类型

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mc

来源：Backpack

开卡条件

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{"id":"backpack-opening","cardId":"backpack","noteEn":"Card access is currently invite-only. Check the latest platform requirements.","noteZh":"办卡目前采用邀请制，实际开放范围以平台最新页面为准。","status":"published","checkedAt":"2026-08-10","createdAt":"2026-08-10T00:00:00.000Z","sourceUrl":"","summaryEn":"Identity verification only","summaryZh":"仅需完成身份认证即可","updatedAt":"2026-08-10T13:21:50.077Z","sourceName":"用户提供的开卡条件整理图","requirements":{"idCard":"required","passport":"notRequired","inviteCode":"notRequired","overseasPhone":"notRequired","overseasAddressProof":"notRequired"},"displayNameEn":"Backpack Card","displayNameZh":"Backpack U卡","verificationStatus":"verified"}

来源：Backpack

支付支持

zh · supported

{"id":"backpack","alipay":{"noteEn":"Beta notes mention Alipay support. Final binding behavior depends on the card BIN and wallet risk controls.","noteZh":"内测资料显示支持支付宝，正式可绑卡状态以实际卡段和钱包风控为准。","status":"conditional","checkedAt":"2026-07-05","sourceUrl":"https://backpack.app/"},"applePay":{"noteEn":"Beta notes mention Apple Pay support. Final regions and card program availability should follow Backpack updates.","noteZh":"内测资料显示支持 Apple Pay，正式开放地区与卡段以 Backpack 后续公告为准。","status":"conditional","checkedAt":"2026-07-05","sourceUrl":"https://backpack.app/"},"googlePay":{"noteEn":"Beta notes mention Google Pay support. Final regions and card program availability should follow Backpack updates.","noteZh":"内测资料显示支持 Google Pay，正式开放地区与卡段以 Backpack 后续公告为准。","status":"conditional","checkedAt":"2026-07-05","sourceUrl":"https://backpack.app/"},"wechatPay":{"noteEn":"Beta notes mention WeChat Pay support. Final binding behavior depends on the card BIN and wallet risk controls.","noteZh":"内测资料显示支持微信支付，正式可绑卡状态以实际卡段和钱包风控为准。","status":"conditional","checkedAt":"2026-07-05","sourceUrl":"https://backpack.app/"}}

来源：Backpack

参考信息

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{"material":"MASTERCARD PLATINUM DEBIT","sourceUrl":"https://backpack.app/","sourceName":"Backpack"}

来源：Backpack

支持地区

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全球，用户可申请范围以 Backpack 正式开放为准

来源：Backpack

到账速度

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内测阶段，等待正式推出

来源：Backpack

简介

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Platinum debit | Beta | APY + spend

来源：Backpack

近期事实

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{"id":"backpack","fxFee":"FRIENDLY FX","title":"Backpack Platinum Debit: Beta Mastercard U Card","region":"GLOBAL","cardType":"MASTERCARD PLATINUM DEBIT","annualFee":"TESTING PLACEHOLDER","fetchedAt":"2026-07-05T10:42:00.000Z","description":"Backpack Platinum Debit is a beta Mastercard U card concept for stablecoin and bank instant top-ups, subscription payments, mobile wallets, and idle-balance APY.","feesSummary":"Beta notes reference zero top-up wear, zero top-up fees, friendly FX, idle-balance APY, and future cashback/perk potential. Final fees, regions, and eligibility should follow Backpack's official rollout.","registerFee":"BETA","cashbackRate":"TBA"}

来源：Backpack

visual_style

zh · supported

{"textColor":"#ffffff","surfaceColor":"#101112"}

来源：Backpack