Krak Card

卡片信息

权益

zh · supported

[{"icon":"wallet","text":"多币种钱包"},{"icon":"shield","text":"安全风控"},{"icon":"market","text":"线上消费"},{"icon":"grid","text":"权益待确认"},{"icon":"wallet","text":"入金方式:Crypto、Bank transfer、ACH"},{"icon":"payments","text":"适用场景:Travel spending、Daily crypto spending"},{"icon":"market","text":"返现规则:30-Day Average Assets Held (GBP / EUR)\\n\\nCashback Rate\\n\\nTier 1 ≥50,000: 2%\\nTier 2 ≥10,000: 1.5%\\nTier 3 ≥1,000: 1%\\nTier 4 ≥2000: 0.5%\\nTier 5 \\x3C2000%: 0%"},{"icon":"wallet","text":"返现发放:EUR or BTC"},{"icon":"market","text":"储蓄 APY:2% / 3.6%"}]

来源：Krak

返现

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0% / 2%

来源：Krak

费用

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[{"label":"开卡费","value":"无"},{"label":"年费","value":"无"},{"label":"充值手续费","value":"无"},{"label":"取现手续费","value":"万事达卡（Mastercard）的汇率"},{"label":"Ranked+ 月费起","value":"$0.00"},{"label":"Ranked+ 外汇费","value":"0%；使用外币消费时，Krak 不收取外汇兑换费，而是直接采用万事达卡（Mastercard）的汇率，不加收任何溢价。"},{"label":"Ranked+ ATM 取现费","value":"0%；Third-party ATM fees may apply"}]

来源：Krak

资金来源

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Crypto、Bank transfer、ACH

来源：Krak

KYC 材料

zh · supported

["passport"]

来源：Krak

KYC 事实

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{"id":"krak","detailEn":"KYC details pending.","detailZh":"待补充 KYC 说明。","kycLevel":"light","checkedAt":"2026-08-10","documents":["passport"],"sourceUrl":"https://card.lengziyu.cn","sourceName":"Krak","sourceLinks":["https://card.lengziyu.cn"],"chinaIpBlocked":false,"mainlandLabelEn":"Pending","mainlandLabelZh":"护照 + 海外地址证明（德区最好","mainlandAvailability":"conditional","requiresOverseasPhone":true,"requiresOverseasAddress":true}

来源：Krak

KYC 要求

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护照

来源：Krak

卡组织

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Mastercard

来源：Krak

网络类型

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mc

来源：Krak

开卡条件

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{"id":"krak-opening","cardId":"krak","noteEn":"","noteZh":"","status":"published","checkedAt":"2026-08-10","createdAt":"2026-08-10T13:25:21.854Z","sourceUrl":"https://card.lengziyu.cn/","summaryEn":"","summaryZh":"护照 + 海外地址证明 + 海外手机号","updatedAt":"2026-08-11T16:14:10.601Z","sourceName":"Krak","requirements":{"idCard":"notRequired","passport":"required","inviteCode":"notRequired","overseasPhone":"required","overseasAddressProof":"required"},"displayNameEn":"Krak Card","displayNameZh":"Krak Card","verificationStatus":"verified"}

来源：Krak

支付支持

zh · supported

{"id":"krak","alipay":{"status":"supported"},"claude":{"noteZh":"友友反馈被拒","status":"unsupported","checkedAt":"2026-08-24"},"chatgpt":{"status":"supported"},"applePay":{"status":"supported","checkedAt":"2026-07-25","sourceUrl":"https://ranked.plus/_serverFn/be96b738cf59ba8bfd779130d0163fee84df1cd2bac1a3e48f4d947f51db71b9"},"googlePay":{"status":"supported","checkedAt":"2026-07-25","sourceUrl":"https://ranked.plus/_serverFn/be96b738cf59ba8bfd779130d0163fee84df1cd2bac1a3e48f4d947f51db71b9"},"wechatPay":{"status":"supported"}}

来源：Krak

参考信息

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{"material":"待补充卡面样式","sourceUrl":"https://card.lengziyu.cn","sourceName":"Krak"}

来源：Krak

支持地区

zh · supported

按官网开放地区；Ranked+ 可用性：支持 30 个国家/地区，排除 0 个国家/地区。

来源：Krak

到账速度

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按申请进度

来源：Krak

简介

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待补充卡面样式

来源：Krak

近期事实

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{"id":"krak","fxFee":"0%","title":"Krak Card: Crypto Mastercard Review & Cashback Guide - TODEY","region":"UK, EU","cardType":"VIRTUAL AND PHYSICAL CARD","annualFee":"NO Registration or ANNUAL FEE","fetchedAt":"2026-06-29T14:17:24.028Z","description":"KRAK CARD is a crypto debit card supporting Mastercard featuring up to 2% cashback with 0% FX fees, available for retail users in EEA countries and the UK.","feesSummary":"Registration Fee: FREE. FX Fee Cross Border Margin Rate: 0%.","registerFee":"FREE","cashbackRate":"UP TO 2%"}

来源：Krak

visual_style

zh · supported

{"textColor":"#ffffff","surfaceColor":"#121823"}

来源：Krak